Property Investment


Property investment

is one of my other passions; within this niche, I enjoy updating/renovating old, dated properties, landscape design and interior design.

I have personally witnessed property prices more than double in the past 10 years – in fact in my case, my little 2 bedroom mid-terraced property in Wigan which I bought in 2003 for £40,000 was valued at £95,000 at the peak of the property boom in 2008 – only 5 years after I purchased it. I was also able to pull out £17,000 by means of a re-mortgage.

Now, imagine you had bought 3 other properties in 2003 and were able to pull out £17,000 from each property 7 years later. That would be a grand total of £51,000 which would provide enough deposit to purchase property worth £255,000 – a 75% LTV (Loan To Value) or purchase a £175,000 property at auction (you only need to put down 10% of the gavel price), spend £40,000 on renovations for a total of £57,500 – less solicitors fees etc.

So your total spend:

£157,500 (Auction price, less 10%)

£17,500 (Gavel price @ auction)

£40,000 (Renovation)

£2,500 (Solicitors fees etc)

£217,500 (Total spend)

£37,500 (Profit before tax)

Or you could re-mortgage the property which means you don’t pay CGT (Capital Gains Tax) of 40%. Property is probably the safest place to invest your hard-earned cash. The beauty of this business is the power of leverage which a mortgage provides.

I saw a TV program recently where this property ‘guru’ I’d never hear of before, said he had nearly 1000 properties! Imagine how colossal his monthly income would be if his average rental income was only £400 PCM (Per Calendar Month). Yep, that’s how much he makes every single month: k-e-r-c-h-i-n-g !!!  🙂

You could also buy up established hotels like these which I found online a few months ago.




It goes without saying that property is BIG business but you’ll need to know the ins and outs of this industry to know what to look out for and what to avoid.

I’ll be getting back into property investment in the not-too-distant future; will keep you updated. I’m not a property ‘expert’ but do have some experience and some common sense dos and don’ts. If you’re a newbie to property investment and need investment advice, or need to purchase or update your property, get in touch by clicking here -> .




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